DC and Maryland Bankruptcy Lawyers
Many Americans are struggling with debt. Perhaps you, or your spouse, have lost your job or your hours at work and your pay have been scaled back. You may have had a medical emergency which has resulted in enormous bills beyond any health insurance coverage you might have. Through no fault of your own, you may be finding it harder and harder each month to stay on top of your bills.
If one or more of the following scenarios describes your financial situation, then you should give serious consideration to filing for bankruptcy protection:
- Collection agencies are calling you.
- Your house is worth less than your mortgage or mortgages.
- A creditor is garnishing your wages.
- The repayment of your debts is overwhelming you.
- Creditors are knocking on your door.
- There is not enough disposable income at the end of each month to pay your expenses.
While bankruptcy is not the right choice for everyone, bankruptcy could be the right choice for you. Filing for bankruptcy protection is not a moral decision, but rather a financial decision based on various factors such as the amount of your debt, your income, and your monthly cash flow.
We can help you with:
- Harassing Collection Calls
- Foreclosures
- Lawsuits
- Garnishments
- Repossessions
- Utility Shut Offs
- Sheriff sales
Contact our office to speak with one of our bankruptcy attorneys to see if bankruptcy is right for you. The lawyers at Edwards Phillip Amourgis, PC provide Chapter 7, Chapter 13 and Chapter 11 solutions to our clients.
Your Property and Bankruptcy
A common misconception that many people have is that your property (cars, house, furniture etc.) are taken away from you once you file for bankruptcy. Although this can happen, this is generally not the case. Click here for other bankruptcy myths and misconceptions. Most of our consumer bankruptcy clients actually keep their property in bankruptcy while still being able to reorganize or discharge their debts. It generally depends on your assets and how you complete your bankruptcy petition filed with the court.
A bankruptcy case involves the filing of a lengthy petition which discloses your financial information including your debts, your assets, your income and expenses. If it is not done correctly, your property could be taken, or worse, your case may be dismissed by the Bankruptcy Court.
Contact the bankruptcy attorneys at Edwards Phillip Amourgis, PC to see how bankruptcy protection can help protect your home, car and other property from bankruptcy creditors. To discuss your situation, call 301-328-1243, toll free at 877-593-5219 or contact us for a free initial consultation.
Free Initial Consultation with One of Our Bankruptcy Attorneys
With offices in McLean, Rockville, Columbia, Frederick, Baltimore and Washington, DC, our bankruptcy lawyers assist clients all over the Baltimore, Northern Virginia and Washington, DC metro area. Our bankruptcy lawyers offer the skill and knowledge you need to assist you in determining whether you can benefit from filing for bankruptcy and help you navigate the complexities of the federal bankruptcy laws and the bankruptcy process itself. We are a debt relief agency. To discuss your situation, call 301-328-1243, toll free at 877-593-5219 or contact us online for a free initial consultation.